Credit Portfolio Associate

About this role:

Wells Fargo is seeking a Credit Portfolio Associate for one of the biggest lines of business in the company.

We believe in the power of working together because great ideas can come from anyone. Through collaboration, any employee can have an impact and make a difference for the entire company. Explore opportunities with us for a career in a supportive environment where you can learn and grow.

In this role, you will:

• Provide support as an advisor regarding credit performance, potential or emerging risks, and business conformity with risk appetite, credit culture, and policies
• Review basic or tactical issues, credit policies or procedures, complex credit reports, and findings and insights to recommend appropriate risk mitigation strategies to management
• Receive direction from supervisors, and exercise independent judgment while developing understanding of credit function, analytical tools, policies, procedures, or compliance requirements
• Collaborate and consult with managers, functional colleagues, and stakeholders, including internal or external customers

Required Qualifications:

• 6+ months of Credit Portfolio Consulting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 6+ months of experience in credit portfolio management, collateral management, collateral monitoring and analysis, lending operations, credit services operations.
• Strong understanding of credit principles and lending processes.
• Proficiency in MS Excel
• Excellent verbal and written communication skills, including the ability to articulate complex processes, explain decisions, and confidently engage with business partners and stakeholders.
• Good understanding of financial statements and their analysis is essential for the role. A solid understanding of the securities market is also a key requirement.
• Bachelor's degree in commerce, Economics or a related discipline preferred.

Job Expectations:

• Amenable to working a fixed night shift aligned with U.S. business hours (9:00pm to 6:00am)
• Amenable to having weekends (Saturday and Sunday) as regular rest days.
• Amenable to observing the U.S. holiday calendar.
• Willing to work full onsite at Five Neo, BGC during training
• Amenable to transitioning to a hybrid work arrangement after training.
• Willing to be based at Five Neo, Bonifacio Global City (BGC), Taguig.

Posting End Date: 

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

c. Please be prepared to provide accurate information and supporting documentation in connection with any lawful employment and education verification conducted by Wells Fargo.